Mobile financial service is an approach to offering banking system which enables users to perform banking transaction. It is easy and cost effective for mobile transaction. In Bangladesh, several banks are providing their banking service via mobile technology which is very much effective for customers. This research paper examines the Mobile banking system of commercial banks, technology that are using mobile bank and factors of influences the uses of mobile bank. In Bangladesh perspective identify problems and challenges how does the user in risk with regards to mobile Banking and the benefits of users. Data were collected through observation of banking services related to mobile technology, and interviewed clients, agents and bank officials. The results revealed that mobile banking system are easy for modern banking system. The mobile banking that does can be handled all over in remote area within a single moment. Mobile banking through an SMS based service would require the lowest amount of effort, in terms of cost and time. Mobile Application based banking is poised to be a big m-commerce feature in Bangladesh and it could well be the driving factor to increase sales of high-end mobile phones.
| Published in | International Journal of Finance and Banking Research (Volume 2, Issue 4) |
| DOI | 10.11648/j.ijfbr.20160204.14 |
| Page(s) | 147-162 |
| Creative Commons |
This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited. |
| Copyright |
Copyright © The Author(s), 2016. Published by Science Publishing Group |
M-banking, SMS Banking, bKash, Rural People, DBBL, IBBL
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APA Style
K. M. Anwarul Islam, Umme Salma. (2016). Mobile Banking Operations and Banking Facilities to Rural People in Bangladesh. International Journal of Finance and Banking Research, 2(4), 147-162. https://doi.org/10.11648/j.ijfbr.20160204.14
ACS Style
K. M. Anwarul Islam; Umme Salma. Mobile Banking Operations and Banking Facilities to Rural People in Bangladesh. Int. J. Finance Bank. Res. 2016, 2(4), 147-162. doi: 10.11648/j.ijfbr.20160204.14
AMA Style
K. M. Anwarul Islam, Umme Salma. Mobile Banking Operations and Banking Facilities to Rural People in Bangladesh. Int J Finance Bank Res. 2016;2(4):147-162. doi: 10.11648/j.ijfbr.20160204.14
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Download@article{10.11648/j.ijfbr.20160204.14,
author = {K. M. Anwarul Islam and Umme Salma},
title = {Mobile Banking Operations and Banking Facilities to Rural People in Bangladesh},
journal = {International Journal of Finance and Banking Research},
volume = {2},
number = {4},
pages = {147-162},
doi = {10.11648/j.ijfbr.20160204.14},
url = {https://doi.org/10.11648/j.ijfbr.20160204.14},
eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijfbr.20160204.14},
abstract = {Mobile financial service is an approach to offering banking system which enables users to perform banking transaction. It is easy and cost effective for mobile transaction. In Bangladesh, several banks are providing their banking service via mobile technology which is very much effective for customers. This research paper examines the Mobile banking system of commercial banks, technology that are using mobile bank and factors of influences the uses of mobile bank. In Bangladesh perspective identify problems and challenges how does the user in risk with regards to mobile Banking and the benefits of users. Data were collected through observation of banking services related to mobile technology, and interviewed clients, agents and bank officials. The results revealed that mobile banking system are easy for modern banking system. The mobile banking that does can be handled all over in remote area within a single moment. Mobile banking through an SMS based service would require the lowest amount of effort, in terms of cost and time. Mobile Application based banking is poised to be a big m-commerce feature in Bangladesh and it could well be the driving factor to increase sales of high-end mobile phones.},
year = {2016}
}
TY - JOUR T1 - Mobile Banking Operations and Banking Facilities to Rural People in Bangladesh AU - K. M. Anwarul Islam AU - Umme Salma Y1 - 2016/08/04 PY - 2016 N1 - https://doi.org/10.11648/j.ijfbr.20160204.14 DO - 10.11648/j.ijfbr.20160204.14 T2 - International Journal of Finance and Banking Research JF - International Journal of Finance and Banking Research JO - International Journal of Finance and Banking Research SP - 147 EP - 162 PB - Science Publishing Group SN - 2472-2278 UR - https://doi.org/10.11648/j.ijfbr.20160204.14 AB - Mobile financial service is an approach to offering banking system which enables users to perform banking transaction. It is easy and cost effective for mobile transaction. In Bangladesh, several banks are providing their banking service via mobile technology which is very much effective for customers. This research paper examines the Mobile banking system of commercial banks, technology that are using mobile bank and factors of influences the uses of mobile bank. In Bangladesh perspective identify problems and challenges how does the user in risk with regards to mobile Banking and the benefits of users. Data were collected through observation of banking services related to mobile technology, and interviewed clients, agents and bank officials. The results revealed that mobile banking system are easy for modern banking system. The mobile banking that does can be handled all over in remote area within a single moment. Mobile banking through an SMS based service would require the lowest amount of effort, in terms of cost and time. Mobile Application based banking is poised to be a big m-commerce feature in Bangladesh and it could well be the driving factor to increase sales of high-end mobile phones. VL - 2 IS - 4 ER -
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